Irmaa 2024 Medicare Rates Brackets. For example, you pay 10% on the first $40,000 of income, 25% on the next $20,000 of income (total of $60,000), and 35% on the next $15,000 of income (total of $75,000). For instance, medicare beneficiaries may have to pay what’s called an income related month adjustment amount or irmaa.

The irmaa income brackets for 2023 start at $97,000 ($103,000 in 2024) for a single person and $194,000 ($206,000 in 2024) for a married couple. The people moving to a lower bracket could see a decrease of about $12 to $18 in their irmaa payments (see comparison chart below).